There’s an image attached to foreclosure that often includes a family walking away from their home with nothing. The home is put up for auction and there’s nothing you can do about it. Fortunately, this isn’t always the case, especially if you have equity in the home.

Getting started on the foreclosure process for your home can be a stressful and frustrating experience. The prospects of having nowhere to go after your foreclosure can also be a scary reality to face. With help from a foreclosure attorney, you can make the whole process go much smoother and feel more comfortable with the proceedings.

Whether you’re the homeowner or are looking to buy a home at a foreclosure auction in Florida, it can be an experience unlike any you’ve had before. At Claim Surplus, we have years of experience working with individuals through their foreclosure process so we’re familiar with how an auction works.

When your house is foreclosed, the ensuing situation can seem overwhelming, and it’s easy to lose track of many of the details involved with the process. After all, it feels like you’re losing just about everything, and your primary concern may be just figuring out where you’re going to live and how many of your personal possessions you’ll be able to save.

One of the scariest parts of having your home foreclosed is the uncertainty over what’s going to happen to your valued assets. The money you’ve put into your home represents the work you’ve put toward it over your time owning it, and the possibility of losing it all may make it seem like all that work will be going to waste.

There’s no way around the fact that there’s a lot at stake when it comes to foreclosure. Not only are you losing your home, you’re potentially losing a lot of the value you invested into that home. It’s a stressful, emotionally challenging situation, and one where you may not be able to see every option available to you to respond to it.

Most people assume that when they foreclose on a house they have to walk away without getting anything back. It might be because of the relief that comes with finishing the grueling process they’ve gone through or being done dealing with the aggressive nature of the bank.

If the house you foreclosed on has sold for more than what you owed on your mortgage, you’re entitled to claim a surplus. However, it’s not going to be easy to get as you’ll likely have to fight the buyer, bank, and potentially even the homeowner association.

When you lose your home, it can seem like you’re losing everything you’ve worked toward all at once. A home is the most valuable asset many people have, and they’re filled with items of both sentimental and monetary value. Losing that doesn’t just mean losing a lot of memories you’ve made, but also the financial value you’ve worked hard to earn over time.